After signing the agreement with his neighbor, Old Zhang, Quan Xingfa handed over his entire two million to Old Zhang. For added security, he also had Old Zhang use his property as collateral, ensuring that if Old Zhang lost the money and couldn't repay, Quan Xingfa could still claim the house.
Old Zhang readily agreed to all the terms. Together, they pooled five million and lent it out on the platform for a five-day term. Then, they endured a period of anxious anticipation.
Five days passed, and on the sixth day, Quan Xingfa called Old Zhang to his home early in the morning. The three of them stared intently at the account information, their hearts filled with a mixture of tension and fear, reaching their peak.
However, waiting felt like an eternity. Quan Xingfa and Tong Xiuqiong grew increasingly impatient. As time ticked by and the money still hadn't arrived, Quan Xingfa lost his trust and began to scold and blame Old Zhang.
Old Zhang, also agitated by Quan Xingfa, couldn't hold back, and the two exchanged sharp words. Just as they were arguing fiercely, Old Zhang's phone suddenly rang with a notification of money being deposited.
The bickering in the living room ceased abruptly. Quan Xingfa then hastily grabbed Old Zhang's phone to check. The account showed fifteen million deposited. After deducting the five million principal, they had indeed received double the interest.
He was so astonished that he sat down on the sofa, stunned, and took a long time to recover.
Tong Xiuqiong took the phone and looked, her eyes wide with disbelief. Her hands trembled, unable to accept it. She pinched her thigh hard to confirm it was real.
Old Zhang, his face creased with a smile, said, "See? I told you it was a hundred percent sure, but you wouldn't believe me. Principal plus interest, a total of four million, I'll transfer it to you right away."
Quan Xingfa felt a pang of regret. He could have earned four million in interest, but now he only had two million. He couldn't bear to let that money go to someone else for free.
"Old Zhang, I think we need to reallocate. I invested two million, so my interest should be four million. You see, your house is fine, and you have no risk of default. Swallowing my two million is unreasonable."
Old Zhang rolled his eyes speechlessly and slammed the agreement onto the table. "Quan Xingfa, you signed and stamped this agreement. How can you be so shameless?"
Quan Xingfa also became angry. "If I hadn't given you two million, you wouldn't have earned a cent. It's normal for me to have concerns at first, but now that you've got the money and suffered no loss, the agreement should be void, and the interest should be distributed fairly."
"Pah... you ungrateful wretch! If it weren't for me, you wouldn't have even made two million. Now you have the nerve to turn your back on me and renege on the deal."
Old Zhang angrily transferred the four million to Quan Xingfa and turned to leave. As he walked away, he couldn't resist shouting, "Ungrateful wretch!"
Tong Xiuqiong watched as two million disappeared, cursing in frustration. "Always thinking about money, money, money. Now the money has grown wings and flown to someone else's house.
First, the factory was gone, and now two million are gone. Old Zhang said it so clearly, there was no way he was lying, but you refused to believe him.
Now look, you've given him two million for nothing, and the two million interest you lent him is also gone. I don't think you'll ever make a fortune in your life. If it weren't for the ten million I took from that old woman back then, I doubt my mother and I would be alive today."
Quan Xingfa was also annoyed and cursed, "You don't understand anything and you're talking nonsense. What I did was a trial run. If they were scammers, the two million would be gone. You make it sound so easy, always talking after the fact."
"Then we just have to invest again. What else can we do? We have to earn back that two million." Tong Xiuqiong opened the app. "We need to borrow five million, and we're still short by one million. Why don't we ask Old Zhang to lend us again? He's already taken two million from us, so asking for some interest shouldn't be too much to ask."
Quan Xingfa thought it was feasible and pushed his wheelchair to Old Zhang's house. However, Old Zhang refused to open the door. With no other options, Quan Xingfa thought hard and finally came up with an idea.
"I'll go to the bank and borrow a million, then lend it out. At most, I'll just pay some bank interest."
No sooner said than done, the couple went to the bank that afternoon and borrowed a million. As soon as the money arrived, they immediately lent out five million on the platform, with the term remaining five days.
...
While busy with work and family, Quan Jiu occasionally made time to meet with An Changxian.
On this particular day, she hadn't planned to meet, as they had seen each other just two days prior. However, An Changxian had strongly invited her, promising a big surprise.
After a moment's thought, Quan Jiu agreed.
That evening, they met again at the Milai bar. When Quan Jiu arrived, An Changxian was already seated, and the table was laid out with her favorite food and drinks.
"What's the big surprise?" Quan Jiu walked over and sat down, a hint of curiosity in her voice.
An Changxian smiled mysteriously, took a paper bag from under the table, and handed it to Quan Jiu. "Open it and see."
Quan Jiu's eyes lit up with surprise. "A limited edition Vike bag? How did you get it? It's not even released in China yet, is it?"
An Changxian gazed at Quan Jiu's smiling face with adoration. "I asked a friend to bring it for me from abroad. I'm glad you like it."
Quan Jiu hugged the bag to her chest, as happy as a little girl. "I love it, I love it so much. They say bags cure all ailments. You have no idea how much women love lipstick and bags."
An Changxian couldn't help but smile. "You're this happy with just a bag? Then take a look at this." He then handed his phone to Quan Jiu.
Quan Jiu took it and looked, exclaiming in surprise, "It's already returned profits so quickly? This is earning..." She counted carefully. "A million? This is too fast. Is this money legal, I have to ask?"
An Changxian reassured her, "What are you saying? How could it not be legal? Don't worry, it's absolutely clean money."
Quan Jiu was still in shock. "This is... too much. Thank you for introducing me to such a good channel."
An Changxian smiled. "We're family, no need to be so formal. Being formal makes us strangers."
Quan Jiu happily transferred the money to her pocket and then asked, a little dazed, "So, how much should I buy this time? Fifty million or a hundred million?"
An Changxian nearly dropped his spoon. He steadied himself before replying ambiguously, "I buy in units of hundreds of millions myself. But for you, since you're just starting, you can try with a smaller amount to ease your mind."
Quan Jiu shook her head like a rattle drum, smiling at An Changxian. "I trust you. I'll buy fifty million first. When the next profit comes back, I'll invest another two hundred million. I'm going all in, I'll put in all my assets."
As she spoke, she excitedly calculated, "Two hundred million will bring back forty million in profit. Oh my goodness, won't I be close to being a billionaire?"
An Changxian chuckled at her expression, nodding. "Yes, little rich lady. Congratulations in advance. Let me ask, after you become a rich lady, what will you do?"
Quan Jiu pondered for a moment and then said firmly, "I want to buy a villa with a sea view, raise a few dogs and cats, and then..."
She glanced at An Changxian, as if intentionally or unintentionally, "The rest will happen naturally. If I meet someone destined to spend the rest of my life with, that would be even better."
An Changxian pursed his lips and smiled, raising his glass. "Come, I wish your dreams come true soon."
Quan Jiu immediately bought another fifty million worth and handed her phone to An Changxian. "Can you check for me? Is this how it's done?"
An Changxian glanced at it casually, and suddenly a text message popped up at the top of his phone from the bank, showing the amount of the recent transaction and the remaining balance.
Seeing that there were still two hundred million left, An Changxian became even happier.