That day, New Year's Day.

Su Laodie mentioned Hengda's financing, and after several contacts, things moved forward.

It's kind of funny.

Hengda was in dire need of money, afraid that the big benefactor they had finally found would run away.

Su Laodie, on the other hand, also believed in Su Yehao's statement that "real estate companies will soon be allowed to go public," and worried that he would miss the investment opportunity if he was slow to act.

The two sides flirted with each other, and the entire financing project progressed rapidly.

Several teams that had just helped Su Yehao check accounts and rectify things in various places were directly pulled to Hengda Real Estate, responsible for the overall assessment of Hengda's assets and liabilities.

The final conclusion was—"Worried it will go bankrupt tomorrow."

According to the conclusion on the report, Hengda's current total assets are about 1.6 billion RMB, but the total debt owed to the bank is as high as 1.3 billion RMB.

This also means that it has been playing the leverage game all along, and its own assets are actually very small.

High debt brings high risks.

For example, if a real estate company borrows one billion from a bank to buy a piece of land, and after a year, if the land is worth 1.5 billion, then it can sell the land at any time to repay the principal, and after repaying the interest, there will be a lot of profits left.

But if the land is only worth 500 million after a year, then the debt problem arises, so the assessment team will say that they are worried that it will go bankrupt tomorrow.

Hengda is now completely gambling, betting that the land they have acquired in the mainland will not depreciate.

The vast majority of real estate companies in the north are now playing this game, including the Su family, Sihai International, and Bigui Garden, which Su Yehao invested in. The only difference is the amount of leverage and who has more cash flow.

Hengda's approach of leveraging a real estate project worth 1.6 billion RMB with 300 million RMB in net assets is tantamount to risking its life.

As long as the market has a slight disturbance, and the decline is higher than 10%, judging from the bank's habit of "lending umbrellas on sunny days and taking them back on rainy days," Hengda is estimated to be completely finished.

It ranked sixth among Guangzhou real estate companies last year, and its strength is not very strong.

However, the boss of this company has a very good social skills, and he met Su Laodie several times when he went to Guangzhou, and they got to know each other after a few back and forth.

January 15, 2001.

Su Yehao learned that his father was going to Guangzhou to discuss the issue of financing and equity ratio with the boss of Hengda, and volunteered to go with him.

This time they went by land, and when the two convoys met, Su Laodie realized that he had brought Miss Vera with him.

The Andrade family is quite famous in Casino, and Miss Vera's mother often plays mahjong with the second concubine. Su Laodie, of course, knew who this beautiful foreign girl was.

Because they were in the same car, Su Laodie had a lot to say along the way, and he only found a chance when he was registering, and he glared and said:

"You really don't learn your lesson. The family affairs have just been settled, and you are thinking about other girls again? If you are thinking about it, you should at least be more careful and bring this lady out to play openly. Are you afraid that Jiang Yu and Nangong won't find out?"

After his father finished speaking, Su Yehao twitched his eyes and explained:

"Didn't I mention that I was just asking her to help draw some murals? I always have to come over in advance to inspect and draw some sample drafts. Vera has never been to Pengcheng and is not familiar with the place. Why are you thinking so dirty? Am I just a playboy in your heart?"

Su Laodie didn't hesitate at all, rolled his eyes and said:

"Nonsense, if you aren't one, who is? Just your dashing energy of stepping on several boats, even your father has to be convinced. At least I was boiling a frog in warm water back then, how old are you? Then, did you tell Nangong and Miss Nong about bringing her out? Be careful of getting mud in your crotch, you can't eat mutton and you get a whole body of trouble, what a loss..."

The last three words... were simply the finishing touch.

Thinking that he was really his own father, Su Yehao replied: "Nangong and Jiang Yu both know. Jiang Yu also told me to take good care of her. What's my reputation outside now? Even if I say Miss Vera likes me, she has to be willing to believe it."

"Tsk... Fortunately, your luck with women is not bad, otherwise it would be difficult to find you a good wife with your current reputation. For a while, the Zhao family seemed to have the intention of bringing you and Zhao Yimeng together, but now they don't mention a word."

"..."

Thinking that he probably, maybe, and perhaps had no chance with Zhao Yimeng, Su Yehao stubbornly said to his father:

"No wonder you can make such a big business, you really know how to take advantage of the situation. If Uncle Zhao and the others had agreed to a marriage between the two families back in '97, there might not have been so many things. After all, engagement and marriage are a bit different from love. What's the point of being together for the sake of interests? We still have to like each other."

Su Laodie agreed with these words from the bottom of his heart and said:

"That old Zhao is famous for being cautious. It's also his fault for not having the vision to pick you, this gold nugget. He's probably regretted it to death."

When talking about this topic, Su Laodie's face was full of the words "schadenfreude".

Now the Su family is powerful, even among the many wealthy families in Hong Kong, they have become top-notch, and the gap with the Zhao family has been completely widened.

Not to mention Su Yehao's wealth, even the scale of Sihai International Group has surpassed Donghuang Group, and Sihai International is the Su family's, while the equity of Donghuang Group is very scattered.

When business reaches their level, they are competing for who is stronger and more famous. The houses, cars, food, and clothing that ordinary people like to compare are no longer anything.

Miss Vera hadn't returned from the bathroom yet.

Su Laodie looked around at the moment, lowered his voice and said, "This time, your mother gave me a task to send some tonics to the one you keep at the Shahe Golf Course. When she has time, your mother may even visit her in person. After all, she is pregnant with our grandson or granddaughter, so we should care about her and build a good relationship in advance."

"There's no need for that, is there? At worst, next time Liu Li goes to Hong Kong for a prenatal checkup, I'll let her go directly to my mother. It's a bit eye-catching for my mother to come to Pengcheng in a big way. Please don't cause trouble for me."

It was hard to settle the matter last month, and Su Yehao was now most afraid of complications.

His father nodded and said calmly, "Don't worry, your mother is reliable and will definitely not cause you trouble. The last grandson was given away, is this one a boy or a girl?"

"What are you saying? How can you call it given away? My son is still my son, and your grandson is still your grandson. It's just a change of surname, there's no need to care."

"The way you young people think is different from our generation."

Su Laodie didn't say much. Seeing Miss Vera return, he waved and asked everyone to get in the car and continue to Sihai International Cultural Tourism City on the Pengcheng Bay.

The mall in the Cultural Tourism City opened in advance, and about 75% of the office buildings next to it have been rented out. In recent years, Pengcheng has built many new office buildings, and the competition in the rental market is a bit big. Calculating the rent and costs, the return rate is far less than that of office buildings in Hong Kong.

However, the mall has been doing very well since it opened. It has already seen a return on investment. Several new bus routes have been opened from the surrounding area, directly to the bus stop at the entrance of the mall.

The subway line has also been preliminarily determined and will reserve two stations within the Cultural Tourism City, which will be very convenient for transportation after completion...