Tao Liangchen
Chapter 106 Café
Time flew by.
It was already May.
On May 2nd, the weather in Casino was gradually heating up, with the afternoon high reaching over thirty degrees Celsius.
Su Yehao's loan from Dai-Ichi Kangyo Bank had been approved.
A third-party company was commissioned to set the appraised value of his penthouse in Hong Kong at HK$50 million. The Japanese side approved a line of credit equivalent to HK$40 million.
With the assistance of an accounting firm and other assets used as collateral, the process went smoothly.
Yesterday, employees from the Hong Kong branch of Dai-Ichi Kangyo Bank came to Casino specifically to have Su Yehao sign the contract in person. The funds were expected to arrive within five days.
The total loan was forty million, with an annual interest rate of 2.35%.
Only interest was to be paid for the first four years, and the principal and interest were to be paid off in one lump sum in the fifth year, which was far more cost-effective than borrowing directly from a Hong Kong bank.
A company called "Koko Technology Venture Capital Fund" was also quietly registered under Su Yehao's name.
This new company was registered in the Cayman Islands and was currently just an empty shell.
Su Yehao still had more than three million in savings and was recently looking for suitable office space in Hong Kong. He didn't need much space. Considering the scale, even renting a garage would be enough, since he was currently a one-man operation.
The reason he decided to locate the company in Hong Kong was mainly because the economy was more developed and there were tax incentives for businesses.
In fact, the most affordable place in Southeast Asia for business taxes was Singapore, but Sun Nan, a senior partner at the accounting firm, did not recommend considering it so far ahead, subtly suggesting that it would be better to move there after the company had developed.
Countless companies are created every day, but how many actually rise to prominence?
Accountant Sun only thought Su Yehao was dabbling and was not optimistic about the prospects of this small venture capital firm.
A young master from a wealthy family, after all, changes his mind every day.
He hasn't even earned a penny yet, so wouldn't thinking too much be a waste of time...
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The evening of the second.
Nan Gongtian sat on a loveseat sofa in a coffee shop, holding a ragdoll cat in her arms.
She reached out to pet the cat. This elegant and noble-looking, half-grown kitten was affectionate and docile, and seemed to be falling asleep.
Koko Cat Cafe had just started its trial operation yesterday morning.
She bought a few flower baskets and didn't notify anyone in particular, quietly starting the business.
She only asked the restaurant waiters downstairs, who were currently in training, to help distribute flyers and coupons on the street. She didn't call her father or Second Aunt, nor did she ask Baoya Jun and the others to come and show their support.
The reason, of course, was Yin Liuli.
Su Yehao didn't want her to know too many people around him. Knowing too many people often meant trouble.
He had finally managed to get Yin Liuli to accept her current stable life, and their relationship had not grown to the point where it could withstand major storms.
Second Aunt's sharp tongue, his friends' cheap shots, and his father's family education... these were all things that Su Yehao was wary of.
Inside the cat cafe, the open area of more than two hundred square meters had beautiful oil paintings hanging on the walls, a beckoning cat sculpture was placed at the entrance, and even the cushions were shaped like cat paws. The cups were also printed with cartoon cats, with cat elements everywhere.
At this moment, Nan Gongtian stared at Yin Liuli, who was wearing a red dress, her fair face full of vigilance.
This girl had come to her own accord.
Su Yehao had just arrived at the cafe after school and saw Nan Gongtian there as well.
She had been maintaining this resentful, weak, and pitiful state for a long time, and even Su Yehao's attempts to change the subject were useless.
After holding it in for a long time.
Nan Gongtian looked at Su Yehao seriously and said resentfully, "I don't care, I want to be your first wife, and she can only be a concubine."
"..."
The mood she had been building up for a while instantly shattered.
Su Yehao looked at Nan Gongtian in surprise and said, half-laughing, "Miss Yin is a friend of mine, she's just here to help. I have classes, so I don't have time to manage it myself."
"Hmph! She's obviously always looking at you, I've already noticed it, and she's so pretty too."
Nan Gongtian felt a strong sense of crisis.
She certainly wasn't happy, but fortunately, Su Yehao had always been a "repeat offender," so she had some resistance to it.
Take the initiative.
She stretched her leg under the table and scratched Su Yehao's calf with her foot.
Nan Gongtian took the initiative to change the subject, not wanting to dwell on this matter, and asked, "What have you been busy with lately? My mother mentioned at home that your father has a new idea and plans to invest in the mainland?"
"Yes, the Sihai International headquarters has just established a project team to study large-scale cultural tourism projects, mainly selling houses and operating shopping malls."
Su Yehao remained calm, grabbed Nan Gongtian's foot, and tickled the sole of her foot.
Knowing that this little girl wanted to take the opportunity to assert her dominance in front of Yin Liuli, although the feeling was quite comfortable, he still had to stop her.
If it was so blatant, and the cafe's waiters saw it, wouldn't it be a disaster?
Afraid of being tickled, Nan Gongtian immediately retracted her foot at lightning speed, startling the ragdoll cat in her arms, who was half-asleep.
This beautiful cat, which looked like it was wearing a mask, looked under the table in a daze, with a puzzled look in its eyes, and continued to lie down and sleep, turning over to be massaged by her.
Nan Gongtian then asked, "Is it a big investment?"
"One or two thousand mu of land... about one square kilometer, or maybe even larger. It will probably take more than three billion to develop it properly."
"Wow, isn't that one-thirtieth the size of Casino?"
"Yeah, Casino is too small, I guess you can't even feel how vast the north is. There are snow-capped mountains on the plateau and grasslands and deserts in the northwest. You can go there for tourism when you have time, and don't always stare at this small plot of land."
Su Yehao's tone was lazy.
Small places also have their advantages. It's convenient to go anywhere, it's easy to manage, and resources are distributed to everyone, so life is relatively comfortable.
Not giving up, Nan Gongtian continued to stretch her leg over.
With the sofa and table blocking the view, Yin Liuli didn't have the idea of joining in the fun. Su Yehao simply reached out and grabbed Nan Gongtian's calf, pretending to massage her, but actually taking advantage of her.
Seeing Nan Gongtian smug, Su Yehao was secretly amused.
He was thinking that she had stirred up his desires, but wasn't responsible for putting them out... wouldn't he have to look for Liuli again tonight?
However, Nan Gongtian was completely unaware, her face slightly red, thinking she was going to win, and instead asked, "When will you start selling houses? I will definitely support your family's business then. Many people are running to the mainland to buy houses now. One of my aunts invested in a house in Pengcheng and made some money."
"We haven't started talking about it formally yet. These kinds of projects don't happen quickly. Are there many people going to buy houses and invest?"
"Anyway, there are quite a few. Mainland houses are cheap, and they're very close. They're good for retirement or vacation, and it will be more convenient to pass through customs after a while." As Nan Gongtian spoke, her mind was on her leg.
Su Yehao gently scratched with his fingers, the feeling like an electric shock, numb and tingly.
In the past, Nan Gongtian would have dodged.
But today was different. A strong sense of crisis made a certain young girl, who liked a certain young master and was outwardly enthusiastic but inwardly cold, willing to go to great lengths.
Su Yehao took the opportunity to tease her.
The touch was soft and smooth, and he was secretly happy.
He was wary of the surrounding movements, and still pretended to be serious. Su Yehao nodded and said:
"Then no wonder house prices are rising, but when investors lose confidence, land prices will probably plummet, which is good for my family. In addition to houses, I also found two tile factories and a software company that develops office documents. Master Jiang has already taken people to inspect the tile factories to see if they are worth investing in."
Nan Gongtian's breathing gradually became heavier.
Finally, she couldn't bear it any longer and retracted her long leg.
...