Chapter 286 The Black Dragon Pavilion
Su Ya and Liu Xiaomei both looked disbelieving. Six billion? How could they possibly get a loan? Banks were very strict with approvals these days.
After all, high loan defaults meant the bank's managers would be ousted.
Generally, loans were calculated based on collateral. However, Yangyangyang Live Streaming Company only had its headquarters building to offer, which could secure a loan of at most 1.5 billion.
Liu Xiaomei shook her head helplessly and said, "Alas, Captain Chen is still too young. We in finance are always very cold-hearted. Even if you and Hu Zhi knew each other and had some history, he wouldn't lend you that much."
Su Ya nodded beside her, "Not even a life-or-death friendship could achieve that, let alone an accidental acquaintance where you only helped Hu Zhi once on the road."
Liu Xiaomei and Su Ya had heard about Chen Yang and Hu Zhi's relationship. After all, Hu Zhi had helped them out before, so they knew Chen Yang knew him.
But this time, a six-billion loan was absolutely impossible.
Chen Yang had already dialed Hu Zhi's number. When the call connected, Hu Zhi immediately asked Chen Yang politely, "Mr. Chen, is there something you need?"
Chen Yang said, "It's like this, Director Hu. We at Yangyangyang want to build our own logistics system and need a loan of six billion. What materials do we need to prepare to get the loan approved?"
Hu Zhi was stunned when he heard six billion. He quickly smiled and said, "That much? That's wonderful! Thank you, Mr. Chen, for your company's support of our bank."
"How about this: I'll bring some staff to your company now. We can review the materials on-site and try to finalize this project this afternoon."
Chen Yang politely said, "Alright, I'll trouble you. Please come over!"
Finally, Chen Yang hung up the phone and said to Su Ya and Liu Xiaomei, "It's done. Hu Zhi said he'll bring his staff over and approve the loan this afternoon."
The two women's mouths dropped open in astonishment.
That was six billion! Not six hundred million, how could it be approved so easily?
Chen Yang didn't say anything. In fact, Chen Yang had 10 billion in his card, deposited at Hu Zhi's bank. That 10 billion effectively served as indirect collateral, so Hu Zhi wasn't worried about Yangyangyang Company defaulting.
Not long after, Hu Zhi arrived at the office with his staff. After a series of perfunctory procedures, Hu Zhi stamped a seal.
He smiled at Liu Ran and said, "Alright, Ms. Liu. I will submit the project for approval, and the funds should be in your company's account within about three days."
"You don't need to worry about this money. I've already given you the lowest preferential rate, with an annual interest rate of only about three percent."
Liu Ran, Su Ya, and Liu Xiaomei quickly stood up and repeatedly thanked Hu Zhi.
Hu Zhi grinned and left the office with his staff.
The thought of the six-billion loan being so easily approved left the three women in disbelief.
Then Liu Ran said, "Let's go out for a celebration tonight. Tomorrow, our company will continue to grow crazily."
The three women and Chen Yang went to the familiar hot pot restaurant and sat in the same spot.
Liu Ran raised her glass and exclaimed, "I never imagined! In the blink of an eye, our company will be building its own logistics system."
"This time, although Master Ma San and Liu Xin caused us trouble, they also indirectly stimulated our company's development."
"If the logistics system can be successfully built, our company will no longer be a pure e-commerce business, but a company with a real physical presence and strong delivery capabilities."
Su Ya sighed, picked up her wine glass, and clinked it with Liu Ran's. She smiled and said, "Liu Ran, the expansion and growth speed of Yangyangyang Live Streaming Company truly amazes me."
"I think it won't be long before the total market value of Yangyangyang Company surpasses the assets of our Su family within a year."
"By then, Yangyangyang Company will no longer be confined to Qingzhou City but will be a star enterprise in our entire Jiang Province. You, Liu Ran, will be a true queen of high society."
Everyone chuckled.
Liu Ran's eyebrows curved into a beautiful arc. She looked at Chen Yang, who was drinking, and playfully patted his arm, saying, "Chen Yang, you have to drive us home later, so you shouldn't drink."
Chen Yang pouted and then sighed, "Alas... men have no human rights! Alright, alright, you three drink to your heart's content! I'll safely take all of you back anyway."
Liu Xiaomei narrowed her eyes and said with a smile, "Captain Chen, are you plotting something when you say that? Are you waiting for Liu Ran and Su Ya to get drunk so you can take advantage of them tonight?"
Chen Yang pouted and glared at Liu Xiaomei, "Drink your wine!"
The three women burst into laughter again.
Chen Yang felt his wife's happiness and a sense of contentment surged in his heart.
Perhaps this was also a man's happiness – to be able to let the woman he loved move forward safely, happily, and with peace of mind.
Outside the window, a man and a woman were strolling slowly with a little girl.
Seeing this scene, Chen Yang couldn't help but mutter to himself, "I should find an opportunity to have a good talk with Liu Ran. We've been married for so many days, let alone consummating the marriage, we haven't even kissed. We should speed things up a bit!"
Once Yangyangyang Company was on the right track, he should prioritize his own lifelong commitment, and have a child soon.
Thinking this, Chen Yang couldn't help but grin.
That evening, Liu Ran, Su Ya, and Liu Xiaomei were indeed all tipsy.
Chen Yang carried Liu Xiaomei on his shoulder, holding Liu Ran in his left arm and Su Ya in his right, walking towards the car.
Customers in the hot pot restaurant turned their heads to watch. Some men couldn't help but drool, "Damn, this guy has reached the peak of life! What's his relationship with these three women?"
"Could this guy be a designated driver?"
"He looks like a designated driver. Damn, I didn't realize being a designated driver was so cool."
"Oh, I don't even want to deliver packages anymore. I should switch careers and become a designated driver."
The hot pot restaurant was filled with discussion. Chen Yang helplessly stuffed the three women into the car. He first drove Liu Xiaomei back to her home and then drove to his villa.
Inside the villa, Chen Yang carried one woman in each arm, took Liu Ran and Su Ya upstairs, and put them into their bedrooms.
At this moment.
Chen Yang's phone rang. He picked up the phone and narrowed his eyes.
The phone displayed an encrypted text message, intelligence sent through the Tianyi Hall's encryption system.
Chen Yang immediately entered his identity verification. After verification passed, he opened the message.
The message was short and read: The Black Dragon Pavilion will make a major move soon, which could even shake the foundations of the nation.